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01254 505031
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ask a question

MON-FRI 9am to 5pm

01254 505031
info@holdenscs.co.uk

A formal valuation of a shared ownership property to determine the current market value of the full interest, which is then used to calculate the value of the share being bought or sold. These valuations are typically required when staircasing, selling, or remortgaging.

Clients

  • Shared ownership leaseholders
  • Housing associations
  • Legal advisors involved in resale or staircasing

Why Our Shared Ownership Valuations Stand Out

Housing associations and mortgage lenders require an independent, RICS-compliant valuation when a leaseholder purchases more shares or sells their interest in a shared ownership property.

For staircasing, selling, remortgaging, or transferring ownership typically every time your share changes.

It must follow specific housing association rules and exclude “market premiums” for part-shares.

You can appeal with an independent RICS report like ours within their deadline (usually 3 months).

Yes, with expertise in assessing developer premiums and local market comparables.

Need More Information?

Your Shared Ownership Journey, Professionally Valued
Navigating shared ownership valuations requires specialist expertise that Holden's Chartered Surveyors deliver daily. As RICS-regulated valuers approved by Homes England and major housing associations, we provide the gold-standard reports needed for staircasing, resales and remortgages. We understand the unique factors affecting shared ownership values - from part-share premiums to housing association nomination periods. Our valuers don't just inspect your property; they analyse identical scheme comparables, assess local market conditions and apply strict valuation methodologies to determine fair prices for both current shares and full market value. For shared owners, this means confidence when increasing your stake or selling. For housing associations, it ensures compliant paperwork. And for lenders, it offers security in their investment. With shared ownership becoming increasingly complex, our precise valuations provide the financial clarity needed at every stage of your ownership journey. Trust our 10+ years of shared ownership experience to deliver valuations that stand up to scrutiny - helping you maximise your investment while meeting all scheme requirements.

6 Benefits of Shared Ownership Valuations

Accurately reflects full market value

We assess both the current share value and full market price using approved methodologies and local comparable evidence.

Enables staircasing or full ownership transitions

Precise valuations facilitate purchasing additional shares (from 10% upwards) or buying the remaining 100% of your property.

Accepted by housing associations and lenders

As RICS-regulated valuers, our reports meet all requirements from providers like L&Q to major mortgage lenders.

Complies with Homes England and housing provider standards

Our valuations strictly follow the latest government and housing association guidelines, ensuring no rejections during staircasing or sales.

Reduces valuation disputes

Evidence-based reports with clear comparable analysis minimise disagreements with housing associations over share prices.

Supports smooth resale or remortgage processes

Compliant valuations prevent delays when selling your share or refinancing with a new lender.

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