ask a question

MON-FRI 9am to 5pm

01254 505031
info@holdenscs.co.uk

ask a question

MON-FRI 9am to 5pm

01254 505031
info@holdenscs.co.uk

A RICS-compliant valuation required when repaying or staircasing a Help to Buy equity loan from Homes England. Must be independent of agents and lenders.

Clients

  • Homeowners with Help to Buy loans
  • Shared ownership purchasers

Why Our Help to Buy Valuations Win

To calculate the value of the equity loan repayment or ownership increase accurately and in line with government requirements.

For staircasing (buying more shares), selling, remortgaging, or redeeming your equity loan.

3 months for staircasing, but lenders may require fresher reports for remortgaging.

No, only RICS surveyors approved by Homes England (like us) are accepted.

We provide evidence-backed figures, but you can request a review within 8 weeks.

Need More Information?

Your Help to Buy Journey, Professionally Supported
Navigating Help to Buy valuations requires specialist expertise – something Holden's Chartered Surveyors deliver daily. As RICS-regulated valuers approved by Homes England, we provide the gold-standard reports needed for staircasing, remortgaging or selling your shared ownership property. We understand the nuances that affect Help to Buy values, from new-build premiums to local market fluctuations. Our valuers don't just inspect your property, they analyze identical scheme comparables, assess developer incentives, and apply strict Homes England methodologies to determine fair figures. For homeowners, this means smooth transactions without valuation disputes. For housing associations, it ensures compliant paperwork. And for lenders, it offers confidence in their security. With rising interest rates and changing property values, our precise valuations become your financial safeguard in the Help to Buy process.

6 Benefits of Help to Buy Valuations

Compliant with Homes England guidance

Our valuations strictly follow the latest Homes England rules, ensuring no rejections or delays in your staircasing or redemption process.

Accepted by all Help to Buy administrators

From Target HCA to local housing associations, our reports meet every administrator's requirements nationwide.

Reflects current market conditions

We analyze recent local sales and new-build premiums to give accurate, up-to-date valuations that stand up to scrutiny.

Helps avoid overpayment

Independent assessment prevents inflated prices when buying additional shares or settling your equity loan.

Fully independent and impartial

No ties to developers or lenders means unbiased valuations focused solely on fair market value.

Includes full market evidence and analysis

Detailed comparable property reports justify every valuation figure, providing transparency and confidence.

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