01254 505031
info@holdenscs.co.uk
01254 505031
info@holdenscs.co.uk
Valuation of Houses in Multiple Occupation, taking account of rental income, yields, and compliance with HMO regulations.
To assess market or investment value for secured lending, purchase, or portfolio assessment.
We use both the investment method (income approach) and direct comparison to reflect true market worth.
Yes, we factor in license status, compliance costs and any needed works in our valuation.
Absolutely – we assess existing use value plus HMO potential value.
All major specialist HMO lenders including Paragon, Kent Reliance and Precise.
Our valuations properly account for actual and achievable rental income, using the investment method to determine true market value based on cash flow rather than just comparable sales.
We provide the specific metrics and reporting formats required by specialist HMO lenders, including stress testing of rental income and detailed room-by-room valuations.
Our reports factor in the costs and implications of mandatory licensing schemes, planning requirements, and compliance with HMO-specific regulations.
Accurate valuations enable investors to make data-driven choices about purchasing new HMOs or selling existing properties at optimal times.
Regular valuations track performance and support applications to release equity or restructure financing arrangements.
We include key metrics like net yields, ROI calculations, and comparative market analysis to help assess and improve portfolio performance.





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